Payment Plan
On this page:
The University at Buffalo partners with Nelnet Campus Commerce to administer payment plans. Depending on when you enroll in the payment plan, you may have up to five installments.
Setting Up a Payment Plan [2:21]
Plan Highlights
The payment plan is available for both the fall and spring terms (not summer or winter sessions). If you would like to enroll for either spring or fall, you must enroll at the beginning of each term. Please note that you will not be automatically enrolled for the following semester. The payment plan is not a loan program and the service is provided interest-free.
Highlights:
- Students who enroll in the payment plan will be flagged in HUB as a plan participant.
- If you are a payment plan participant, you will NOT receive an eBilling statement notification or an eBill from the university.
- Your payment due dates, as determined by QuikPay/Nelnet, will be the 15th of the month (or the next business day if the 15th falls on a weekend).
- If the 15th falls on a federal holiday, payment processing will still occur. Please refer to your contract for your specific payment schedule.
- Your payment plan monthly installment will be automatically deducted from the account that you designated at the time of enrollment. You DO NOT need to log in to make a payment on your account. Note: A U.S. credit or debit card or a U.S. checking or savings account are the only forms of payment that can be used for payment plan installments.
- If your payment plan installment fails on the 15th, we will reattempt to take your payment within 10 days. You will be notified when this happens.
Payment Plan Enrollment
- Log in to your HUB Student Center
- Click on Billing / Payments.
- Click on Payment Options.
- Once you are in the Student Center Payment Options screen, click on Payment Plan in the menu.
Only 1 person (student or authorized payer) per account can enroll in a payment plan.
Resources for Calculating Estimated Payment Plan Amount
- Tuition and Fees
- International Health Insurance
- Meal Plans
- Housing
- Financial Aid Award Letter in HUB Student Center
Log in to the Payment Options screen using the authorized payer website. Click on Payment Plan in the menu. Your student must grant you permission to manage the payment plan. You will not be able to see detailed information or receive emails concerning the plan otherwise.
Only 1 person (student or authorized payer) per account can enroll in a payment plan.
Resources for Calculating Estimated Payment Plan Amount
- Tuition and Fees
- International Health Insurance
- Meal Plans
- Housing
- Financial Aid Award Letter in HUB Student Center
Completing the Budget Worksheet
The initial step in enrolling in a payment plan is to complete the Budget Worksheet. On the Budget Worksheet, you will enter your current term balance, which can be found by clicking on the "View & Pay Accounts" link in the menu. Note: The current term balance already includes any anticipated aid for the term shown in the current activity. In the external funding field, you will enter any expected payments not processed through Financial Aid, such as Outside Scholarships, 529 payments, etc. to get your estimated payment plan balance. If you are unsure of your balance, please enter estimated amounts.
The estimated balance that you enter will be used to determine the initial installment amounts. Your account will be rebalanced as needed. After your account is rebalanced, your installments may increase or decrease to reflect your actual balance on account.
Resources for Calculating Estimated Payment Plan Amount
- Tuition and Fees
- International Health Insurance
- Meal Plans
- Housing
- Financial Aid Award Letter in HUB Student Center
Once you have completed the Budget Worksheet, you will click Continue to finish enrolling in the payment plan.
Enrollment Dates
| Installment Payment Plan | First Day to Enroll | Last Day to Enroll | Payment Plan Due Dates |
|---|---|---|---|
| Five (5) installments | July 15 | August 14 | 8/15 9/16 10/15 11/15 12/16 |
| Four (4) installments | August 15 | September 14 | 9/16 10/15 11/15 12/16 |
| Three (3) installments | September 15 | September 27* | 10/15 11/15 12/16 |
*On the last day of enrollment, if assistance is needed from University at Buffalo staff, you will need to contact us before 4:00 PM.
| Installment Payment Plan | First Day to Enroll | Last Day to Enroll | Payment Plan Due Dates |
|---|---|---|---|
| Five (5) installments | December 16 | January 14 | 1/15 2/17 3/17 4/15 5/15 |
| Four (4) installments | January 15 | February 14 | 2/17 3/17 4/15 5/15 |
| Three (3) installments | February 15 | February 28* | 3/17 4/15 5/15 |
*On the last day of enrollment, if assistance is needed from University at Buffalo staff, you will need to contact us before 4:00 PM.
Terms and Conditions
- The $45.00 enrollment fee per term is non-refundable and is charged at time of enrollment.
- Returned Payment Fee: If a payment is returned, you will be notified and a returned payment fee will be automatically processed from the account provided. If the fee is returned, it may be reattempted up to two more times. Fees are subject to change.
Enroll Before the Due Date
If you have received an eBill and enroll in a payment plan AFTER the due date of the eBill, you are subject to a late fee.
Payment Plan Rebalancing Dates
Be sure to check your account frequently to see if your payment plan requires rebalancing. Rebalancing is needed if your original payment plan balance changes for any reason, such as additional financial aid or additional charges. You, as the plan owner, will be able to initiate the rebalancing by visiting the payment plan option in QuikPay.
| Date | Rebalancing Action |
|---|---|
| October 3, 2024 | Any student who is enrolled in a payment plan will have their payment plan balance adjusted on this date. Your balance may increase or decrease, depending on what your actual balance is in HUB. |
| October 14, 2024 | Any student whose actual balance in HUB has decreased since October 3rd will have their Payment Plan adjusted on this date. |
| October 24, 2024 | Any student whose actual balance in HUB has decreased since October 14th will have their Payment Plan adjusted on this date. |
| November 5, 2024 | Any student whose actual balance in HUB has increased or decreased since October 24th will have their Payment Plan adjusted on this date. |
| November 14, 2024 | Any student whose actual balance in HUB has decreased since November 5th will have their Payment Plan adjusted on this date. |
| November 22, 2024 | Any student whose actual balance in HUB has decreased since November 14th will have their Payment Plan adjusted on this date. |
| December 5, 2024 | Any student whose actual balance in HUB has increased or decreased since November 22nd will have their Payment Plan adjusted on this date. |
| December 13, 2024 | Any student whose actual balance in HUB has decreased since December 5th will have their Payment Plan adjusted on this date. |
| December 24, 2024 | Prior to the reattempt on final installment only- Any student whose actual balance in HUB has decreased since December 13th will have their Payment Plan adjusted on this date. |
You will receive an email when this adjustment has been made. Please log in to view your payment plan and the amount of your upcoming payments, as they may have changed.
Rebalancing Options
- While payment plans are in an estimated balance, you can click on the Adjust Balance link* within your payment plan. You will be given the option to adjust your payment plan amount with the following choices: Increase your estimated balance by the amount you enter below, or Decrease your estimated balance by the amount you enter below. There is a box for the amount you want to increase/decrease by.
- While payment plans are in actual balance (starting on October 3, 2024 for Fall 2024 plans), you can click on the Adjust Balance link* within your payment plan. You will be given the option to rebalance your account which will look at the current balance in HUB and adjust accordingly. Please note: the Adjust Balance link will NOT show if your payment plan balance and HUB balance are the same.
*The student and the plan owner (if the owner is an authorized payer) will have the Adjust Balance link available for use. If an authorized payer has only been given access to view the plan, they cannot adjust it.
Change Payment Profile
Once you've enrolled in a payment plan, you may need to update an existing payment profile that is currently associated with your payment plan or add a new payment profile .
To update the credit card number on your current payment method that is associated with a payment plan: (the owner of the plan has access to make updates)
1. Click on Payment Profiles.
Figure 1
2. Click Add Credit/Debit Card Profile.
Figure 2
3. Add the account information and click Save.
4. Click on Payment Plan.
Figure 4
5. Click the "Agreement Details" link under the Active Payment Plan.
6. Click the "Change Payment Method" link located below the Payment Method that was originally set up.
Figure 6
7. Select the new stored profile that you just created.
8. Click Continue.
Figure 8
9. You should now see that your payment method has been changed to the new credit/debit card.
To update an existing eCheck profile or existing credit card expiration date that is associated with a payment plan: (the owner of the plan has access to make updates)
1. Click on Payment Profiles.
Figure 1
2. There may be multiple payment profiles listed. Choose the payment profile that is used by Payment Plans. Click on the name of the Credit Card or eCheck account to update your account information.
3. Update your account information and click Save.
To add a new payment profile or to select another stored payment profile to associate with a payment plan: (the owner of the plan has access to make updates)
1. Click on Payment Plan.
Figure 1
2. Click the "Agreement Details" link under the Active Payment Plan.
3. Click the "Change Payment Method" link located below the Payment Method that was originally set up.
Figure 3
4. You may enter a new payment method, select another stored payment profile or continue with your existing form of payment.
Permission for Authorized Payers to Manage Payment Plans
If the student is the payment plan owner, they will have the ability to add one or more authorized payers to receive notifications and/or details about their payment plan. A student must grant the authorized payer permission to manage the payment plan.
- Begin the process of enrolling into the payment plan.*
- Once at the “Add Authorized Payer” screen, enter the following information:
- Full Name of Authorized Payer
- Email Address
- Username created for Authorized Payer
- Click Save. Your Authorized Payer is now saved.
- You will need to determine the level of access you wish your Authorized Payer to have. You can grant an Authorized Payer access to details and/or email notifications about your payment plan.
- Once you have made your selection using the dropdown menu, click “Continue”.
- Your Authorized Payer is now reflected in QuikPAY.
- Your Authorized Payer will receive an email with a link to finish creating their account.
*If you already have Authorized Payer(s) on file, you do not need to enter their information again. During the payment plan enrollment process, you have the ability to assign the level of access you wish your Authorized Payer(s) to have.
- In QuikPAY, click on “Authorized Payers” in the menu.
- Find the Authorized Payer you wish to revoke access for and click on the "x" icon next to their name.
- Confirm your choice to revoke access by clicking “OK”.
- Your former Authorized Payer will receive an email notification informing them of their change in access.
Have a Question?
Let us know how we can help you. Submit our Contact Us form.